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Below are current rates on some of our most popular loans. If you don't see a loan that fits your needs, please feel free to call us and get Detailed Rates for more options.

Program    Rate        APR     Conforming Loans (For Loan Amounts of $417,000 or Less)2 30 Year Fixed Rate 6.250% 6.364 % My Community Mortgage Program 6.250% 6.364 % Teacher Plus 6.250% 6.364 % Police/EMT/Firefighter 6.250% 6.364 % 20 Year Fixed Rate 6.125% 6.306 % 15 Year Fixed Rate 5.750% 5.935 % 10 Year Fixed Rate 5.750% 6.039 % 3/1 ARM 6.000% 6.000 % 5/1 ARM 6.875% 6.875 % Jumbo Loans (For Loan Amounts over $417,000)2 Jumbo 30 Year Fixed 7.000% 7.076 % Jumbo 15 Year Fixed 6.375% 6.556 % Jumbo 3/1 ARM 6.750% 6.750 % Jumbo 5/1 ARM 6.000% 6.000 %

Contact us to find our what rate YOU qualify for.

Rates Disclosures and Assumptions

Rates vary daily and are subject to change without notice. Rates displayed above are based on loans secured by property located in North Carolina.

This information is provided for illustrative purposes only. The APR, fees, and closing costs are all estimates based on Wachovia Mortgage, FSB's normal and customary fees available through Wachovia Mortgage, FSB's internet channel. Your actual Annual Percentage Rate (APR) may be higher or lower based on your credit history, loan amount, property state, product features, interest rate lock period and loan to value ratio.

All loans are subject to credit approval, verification, and collateral evaluation and are originated by Wachovia Mortgage, FSB. Products are not available in all states and are subject to change without notice. Certain restrictions apply.

Rates and fees are based on the information you have entered, assume excellent credit, and are subject to change without notice. Your actual rate and fees may vary depending on your individual circumstances and selection of loan features. You must first apply in order to be considered for a loan with Wachovia Mortgage, FSB.

¹Origination fees are not included in points. The origination fee on the site reflects the 1/4 discount on the standard origination fee provided for internet applications. The standard origination fee is 1% of the mortgage amount or $2,000 on a $200,000 mortgage. This is a savings of $500. No cash will be provided. This offer is only valid on actual loans closed by July 31, 2008 and will not be credited if the loan is denied or withdrawn. This offer is not valid with any other Wachovia Mortgage, FSB offer. Offer is only valid for a limited time and is subject to change without notice. Other restrictions apply.

²Maximum conforming loan amount is $625,500 or less for properties located in Alaska and Hawaii.